Have you considered just how expensive a pest infestation could be. Check out the insurance facts.

Do you have pest protection?

It might be amusing to watch the squirrels scurrying round the park,

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they seem so tame they'll almost take food out of your hand, but these cute little bushy ( mortgage quotes ) tailed creatures are actually one of five of the most common pests and can cause thousands of pounds worth of damage if they get into your house. They will chew furniture and break your precious ornaments.

When it comes to insurance, Saga Insurance policies cover damage done by ( life insurance quotes ) squirrels in all its household policies. Its cover-plus policy also offers protection from all vermin damage. Even the less friendly looking ones.

pet insurance quote

Surprisingly enough, hardly any policies cover vermin damage, although most insurers would cover subsequent damage if, for example, a fire was started as a result of vermin chewing through a wire. There are lots of examples of extreme damage and there's a case where the upper storey of a house collapsed because rats had chewed through ( life insurance quotes ) the joists.

There is a company who offer a pest control product as an add-on to their home insurance. It costs £21.99 per year and could save up to £150 by removing the infestation and giving advice on how to avoid problems in the future. The company is esure and pests covered are wasps, hornets, mice, grey squirrels and rates. This service is designed for pest control and doesn't cover damage caused by the infestation.

Your local council will provide a vermin control service, but as these things tend to be seasonal, when you need help, so does everyone else and waiting times can be considerable. As soon as temperatures begin to fall at the beginning of winter, all sensible rodents head indoors! Mice commonly head for their favourite hiding places, under the sink and stairs and in the loft, and their number one choice appears to be around the hot water tank. Mice and rats will gnaw through cables and can cause fires, rats will gnaw through pipes and can cause flooding, so it really important that you act swiftly to get rid of these pests.

When it comes to finding a private pest controller, there are some well known and respected companies, such as Rentokil, but anyone can call themselves a pest control contractor an there are no regulations or standards for the service. Standards are variable.

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