Medical insurance - even the NHS consultants seek private care

Author: Anna Richardson

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The NHS is in the middle of a funding crisis. According to the Royal College of Nursing, at least 4000 jobs may well be axed as a result. A spokesperson recently said: "Theres ( cheap mortgages ) no doubt that there will be an impact on patients. This is not the sort of thing that is going to be resolved by cutting back on chocolate biscuits in the boardroom. The staff that we are looking at losing are not office based, theyre people who are providing frontline services."

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It looks like the NHS consultants have little faith in the NHS standard of care, as a recent survey by BUPA demonstrated. 41% of NHS consultants have private medical care, a shocking statistic that definitely demonstrates a lack of confidence in their own service. The British Medical Association (BMA) seems to disagree with this hypothesis, ( term assurance ) the Deputy Chairman of the BMAs Consultants Committee said: "Consultants may like the anonymity of private care. One of the problems of being treated in the NHS is that consultants might find themselves in a bed next to one of their patients".

We think that that is a poor argument, and those ( life insurance policies ) NHS consultants, if they have pride in their service, should be proud to occupy a bed next to one of their patients. Why would they want to go into a private ward? (home insurance)

Private medical insurance is not just there to help you in case you have an accident. If you do have an accident, you will still need to go to the accident and emergency unit at your local hospital. The reason why people go private is to ensure that if they are diagnosed with a serious problem that needs timely attention, they are likely to be treated far quicker if they go private. This case study proves the point.

Dr Sarah Burnett has worked with the NHS for 15 years, and she is a radiology consultant. She was not happy with the level of care she saw in the NHS, so she ( car insurance cover ) decided to take out private medical insurance. She said: "NHS treatment is not a pleasant experience in any way - from the standard of the food, to ward cleanliness and the chance of catching MRSA".

Click here for part 2 (car insurance cover)