- Life Insurance Rates
- What factors influence your life insurance premium? This article provides an introduction.
- Tips for Choosing a Life Insurance Company
- This article argues that you need to consider the merits of the life insurance company providing the policy, as well as the policy itself.
- Tips for Choosing a Life Insurance Company
- This article argues that you need to consider the merits of the life insurance company providing the policy, as well as the policy itself.
- A few pointers to reduce the cost of your life insurance.
- Getting Cheap Term Life Insurance
- Critical Illness Insurance. Big changes on the horizon
- Critical illness insurance is beginning to price itself out of the market. But moves are afoot to bring in Menu Pricing. This will enable you to select which illnesses you want to insure against and you simply pay for that level of cover. This article explains.
Summary
Don't assume that travel insurance for a holiday in the UK is a waste of time. It can make good sense but shop around for a bargain.
Travel Insurance - do I really need to buy cover for a holiday in Britain? Page 2
Author: Michael Challiner
Another point struck me. If I made a holiday related claim on my Home & Contents policy I'd lose my no claims discount. That didn't appeal one little bit. ( unsecured loans ) I've a ten years claim free record on my H&C policy and it still cost me £305 a year. I jotted down a note to self - when that policy comes up for renewal, check out the Internet to see if I could get it any cheaper.
By now £27.50 for a travel policy was beginning to look ( medical insurance ) worthwhile.
But you'll realise I'm a bit of an old skin flint - at least my wife says so! I know, get online and check out whether the travel agents' policy at £27.50 was competitive.
Not all the sites I visited could offer me single holiday insurance within the ( personal loans ) UK but within ten minutes I'd found what I wanted - a travel policy and a saving of over £10!
Time to read the small print to make sure I truly had the cover I needed. Great, all the risks I had jotted down were covered. They'd even pay me £30 if my ferry was delayed for up to 12 hours and then give me the option to cancel my trip and get a refund.
Now check out the exclusions - what wouldn't they pay for? I wasn't covered ( secured loans ) if my holiday was for less than two nights or if my holiday destination was less than 25 miles from home. I also had to pay the first £30 of any claim. All seemed fair to me.
The decision was made. Key in my credit card details and ( personal loans ) CLICK I was insured. Peace of mind restored!